The Best Places to get a Free Copy of your Credit Report

Obtaining your credit report is easy and you can get it for free through the credit reporting agencies themselves or by going online to various different sites. Just recently I went online to get copies of all three of my credit reports, and surprisingly, it was so easy that I was able to view and print my credit reports right from my computer. This comes in handy when your swamped with the everyday happenings of life, and need to get the information quickly so that you can come back to it later.

The best web-site that I’ve found for viewing all three of your credit reports would be; annualcreditreport.com. By going to the site, you can enter in your information securely, and you get re-directed to the actual credit reporting agencies main web-site. The sites are secure and extremely understandable. You can view each report at the click of your mouse, and save them to your computer for printing later, or to save as a file, so that you can view and print the next time you have a spare minute.

Another web-site that greatly helpful – and I’m sure you’ve seen the commercials – is; freecreditreport.com. they offer you the chance to view your credit reports for free and also to check on your credit score. The only set back is that you have to pay for a trial membership, which is okay as long as you remember to call and cancel the trail membership before your credit card gets charged. While this may sound like to much of a hassle, it’s actually nice to use this service, because they offer credit tracking and other advantages, so if you decide to keep the membership you gain the extra benefits of being able to learn more about your credit and how everything you do affects it.

Keep in mind that you can always call and request a copy of your credit report from Equifax, Experian and Trans Union. They are required to send you a free copy of your credit report once a year. If you request a copy an more than that, it will cost you between $5.00 and $10.00 extra. But keeping a copy of your report can be helpful and viable to learning and understanding your credit and credit history throughout the year.

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